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Read the articlesInsight
Insight from Milliman
Report
The Milliman Fulfillment Ratio Index: Reporting year 2024
In Hong Kong, Milliman’s Fulfillment Ratio Index shows slightly lower levels for the top 10 insurers in 2024 reports, with modest improvement plausible for 2025.
White Paper
Health Regulations e-Alert
With health insurance reform in Indonesia, we assess the likely impact of a regulation by the Financial Services Authority (OJK) on insurance products.
Newsletter
Indonesia in focus: What’s new in non-life, March 2026
Our latest Indonesian non-life newsletter details market conditions, product launces, and premium growth, including the 4.8% YOY gains in Q4 2025.
Milliman Asia e-alerts
key consultants
Meet some of the key consultants in Hong Kong
Clement Bonnet
Principal & Consulting Actuary
Clement Bonnet is one of the Principals in Milliman's Asia life consulting business, based in Hong Kong. He was previously a consultant for Milliman in Paris.
Clement plays a prominent role in the development and delivery of consulting services across Asia.
Michael Daly
Principal & Consulting Actuary
Michael Daly is a principal and consulting actuary in the Life Insurance Consulting Practice of Milliman. He is based in Hong Kong and leads that office. He joined the firm in 2010. He is a widely known and respected consultant. He has enjoyed successful careers as an insurance company senior executive, reinsurer, and consultant. Michael helps drive Milliman’s life consulting activities in Greater China and South East Asia, setting strategy and leading the delivery of consulting services to clients across the region.
Pang-Hsiang Chye
Principal & Consulting Actuary
Pang Chye is a principal and consulting actuary with Milliman’s Hong Kong office. He joined the firm in 2002, after spending more than two and a half years with Milliman in New York, and six years with an actuarial and management consultancy in Southeast Asia.
Cathy Hwang
Principal & Consulting Actuary
Cathy Hwang is a principal and consulting actuary in Milliman’s Hong Kong office, where she specializes in the Greater China property and casualty insurance markets. She joined the firm in 2003.
Mark Whatley
Consulting Actuary
Mark Whatley is a principal and consulting actuary in Milliman’s Singapore office. He joined Milliman in 2017 and has been based in Singapore for 19 years.
Mark provides independent and objective consulting advice on employee benefits to multinationals, local companies, government-linked organizations, and social security funds. His public sector experience includes projects in Indonesia, Malaysia, Brunei, and Singapore.
