Insurance Solutions
Reserving
We discuss seven important considerations as insurers adapt their pricing models and philosophy in the new world of principle-based reserving.
NAIC’s Actuarial Guideline 55: We examine alternative run examples and considerations that could affect insurers with reinsurance agreements.
We consider an insurer's $1 billion investment portfolio to show how the mechanics of prepayment behavior manifest under Virtual Manual (VM)-22.
How the market for traditional and universal life products evolved between 2019 and 2024—and potential growth opportunities ahead
2025 survey: Insurers remain uncertain on implementation of regulatory reforms for GOES and VM-22 principle-based reserving for non-variable annuities.
More individual claim reserving models have been developed in recent decades, and the availability of increasingly detailed claims data allows for a fresh look at reserving. Yet is using individual losses more efficient than aggregate methods?
Asbestos claims can pose significant financial burdens to corporate entities and insurers alike, necessitating effective strategies to manage and alleviate these liabilities.
We are pleased to summarize key year-end 2022 financial results for domestic U.S. General Aviation (USGA) admitted market insurers.
Life insurance experts discuss challenges and success stories from VM-20 implementation.
Actuaries point to rising premiums and improving results in the growing D&O market, where loss experience is improving.
If you’ve ever thought your actuary was speaking a foreign language, “How to speak casualty actuary 101” will help you navigate common terms and acronyms.
One in 10 underground coal miners who worked for at least 25 years have black lung disease, according to National Institute for Occupational Safety and Health.
While improvements in governance and regulatory oversight over the last two decades have equipped audit committees with a greater understanding of what the risks are to reserves, there is little information available regarding how audit committee members should challenge actuaries and management to ensure that risks are being identified, clearly reported, and addressed.
Individual claim models (ICMs) is an emerging area of research and practice which uses individual claim level data to estimate loss reserves. Learn how technology makes ICMs more accessible, and applications for the approach.
Learn about issues to consider in the ongoing transition to principles-based reserving.
